Finance Made Inclusive for Every Community
Monipay helps individuals and community savings groups save, transfer money, access approved financing, link surplus funds to opportunities, invest securely and support environmental action — through mobile app, agents and USSD access.
8,600+
trees supported
No internet? Feature-phone users can dial *715*950# to access Monipay.
Latest from Monipay
Product updates, new features and community news.
Surplus Fund Linkage is now live
Community groups can now connect unused capital to verified local opportunities directly from the app.
Faster agent cash-in and cash-out
Agents now process deposits and withdrawals with improved offline sync for areas with limited connectivity.
One platform for community financial growth
From transparent savings to verified investment opportunities, Monipay links community savings to opportunity, investment and growth.
Digital Wallet
Save, deposit and transfer money securely.
Community Savings
Support groups and VSLAs with transparent financial records.
Surplus Fund Linkage
Connect unused community capital to verified opportunities.
Group-Managed Loans
Access approved loans with clear terms and transparent charges.
Investment & Shares
Explore verified investment and share purchase opportunities.
Climate Contribution
Support tree planting through an annual NLe 12 member contribution.
Linking Community Savings to Opportunity
Join thousands of members and savings groups building a transparent financial future across Sierra Leone.