About Monipay
Inclusive Community Finance, Investment and Digital Wallet Platform.
Our vision
Build a modern, secure, mobile-first fintech platform for Sierra Leone that serves individuals, community savings groups, agents and administrators by enabling transparent savings, transfers, surplus-fund linkage, group-governed financing, investment participation and climate action contributions.
The problem we solve
Many community groups and individuals need simple digital tools to safely record savings, access services through low-connectivity channels, move money transparently, use idle or surplus capital productively, access approved financing and participate in verified business opportunities. Monipay addresses this through a combined app, agent and USSD-enabled platform.
Inclusive access
Smartphone interfaces, agent support and USSD access for every community.
Transparent money
Digitised savings, deposits, transfers and clear transaction receipts.
Group financing
Structured group-based loan access and repayment tracking.
Climate action
An annual NLe 12 contribution with measurable environmental impact reporting.